Investment Loans
Investment Loans
Whether you're buying your first investment property or adding to an existing portfolio, the right loan structure matters as much as the property itself. We compare lenders on rate, features and how they treat rental income and existing debt, so your next purchase supports your longer-term goals.
Structuring for Growth
Interest-only periods, offset accounts, cross-collateralisation and how you hold title can all affect your future borrowing capacity. We help you weigh these trade-offs before you commit, not after.
- Investment-Specific Lender Comparison
- Interest-Only & Principal-and-Interest Options
- Portfolio Structuring Guidance
- Support for Repeat Investors
How Bunji Finance Helps
We model how a new loan affects your overall borrowing capacity before you commit, and manage lender comparisons and paperwork end to end.
Common Questions
Do investment loans need a bigger deposit?
Requirements vary by lender, and using equity from an existing property can reduce the cash deposit needed. We'll show you what's realistic for your situation.
Can rental income help me borrow more?
Most lenders count a portion of expected rental income toward your borrowing capacity. How much varies by lender, which is why comparing across our panel matters.
